My client had some things come up that prevented her from executing, but these were some of the options I had put together for her, a regional bank, a regional CU, and a national bank.Reminder that NOI sizes CRE debt, and that's often what determines the down payment requirement, not anything to do with the client or particular lender, just the property itself.

(This option would would not carry any debt, all debt would be paid in cash)Or keep our current house, rent it out, and cash flow NET monthly about $1,500?

I don't want to violate any of the self-promotion rules on this thread by specifically linking or name-dropping, but it's from a data analytics platform I am working on specifically built for tracking construction, debt, and ownership activity in the Philadelphia region.I will be posting more detailed insights soon. 

Since you’re assuming this debt as part of the purchase, understanding the exact amount is critical.

Or do they leverage debt, and use the subsidies to cover the equity needed?

Investors can invest through 3 paths where investors capital is deployed immediately and stays deployed. 1) Our unlevered debt fund that targets 7-9% return with a liquid portfolio and quarterly liquidity.

There is almost no scenario where a condo would ever positive cash flow while servicing debt, and very little positive cash flow with no debt.If your budget only allows for a condo, find a better place to put your money to work.   

2023-2024 DECIMATED my already broken finances and killed my 15 yr run being debt free with paid off rentals and a house near the beach in the Ca.

I  Income:  The amount of property you can buy will be dependent on your Debt to Income ratio.  

What if you're a cardiologist with no debt and making $250,000 annually?