Respectfully I'm going to disagree that a lot of homes look rough on the exterior, again your AE can provide you photos and Matterports with plenty of nice looking homes.

Quote from @Bruce Schussler: A lot of Podcasts and Youtuber's say to cash-out refinance to keep rents balanced with payment; (PITI) then use those funds strategically to re-invest either in more real estate or just put into a high interest bearing account or money market account...Here's some of my thoughts and comparisons;Cash-out refinance with new loan so rents balance with payment:- The cash-out refinance is 100% tax free- The funds can be put into a money-market account off-setting a portion of the interest charge of loan- The loan balance gets eventually destroyed by inflation- The liquid cash eventually gets destroyed by inflation - The interest on the new loan can be deducted from the rent income- The refinance costs are 3-4% of the total- There is less equity in the property and LLC that can be attached in case of a lawsuit- The break-even on cash-out refinance with current interest costs on the new loan is around 12 years Vs.Paid-off property with positive cash flow:- The positive rent income is 100% taxable minus only depreciation and property tax- There is more equity in the property and LLC that can be attached with a lawsuit- The break even is not until after 12 years at today's interest rates- There is a rate risk in today's inflationary environment where interest rates on bonds keep rising*It appears to me that the cash-out refi is in the best interest for a property investor; (Dave Ramsey would strongly disagree!)

It's hard to get voice inflection into a post here, so any disagreement with you on this is not intended to be a "disagreeable".

Seems like you find a reason not to like anyone who disagrees with you.

Can you disagree with that opinion?

Do you agree or disagree with this?

I disagree with "no skin in the game". 

I don't think it's right to do that and especially not in a public forum so I was "forced" to set the record straight.Mind you, the irony of that discussion is that I suspect we aren't probably disagreeing on much.

I completely disagree with the lege and Texas Real Estate Commission that failure to disclose is brokering. 

If you disagree then you should just ignore the advice you get and plow ahead.