Multifamily syndication by average expecting 15% IRR with high single digit cash flow.I am not blaming those GP, but from financial perspective, the lending aspect of it doesn't make sense.

If you have people cutting you large six digit and 7 digit checks, I keep my ears open to hear what they are saying.

I changed the lock to a digital lock.

Smarty Pants(me), or it makes way more sense to them, and worth way more to them.Maybe they know if there is civil war gold buried there, and they just haven't had time to dig it up yet? 

DSCR loans are not that low and regular hard money loans will be in the double digits.

I am a 21 year old and I’m currently employed as a 1099 contractor (intern) for a digital marketing company and have been working there for a little over a year now (Haven’t filed taxes yet).

With a rate for a first mortgage today in the 6-7% range something like this probably is going to be close to or in the double digits. 

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Regardless of the construction quality, that wont prevent double digit annual increases in your HOI.

However, it does demand solid digital marketing expertise to see positive results.