I speak to investors almost daily.I am sure that dark October in 1929 was rough on you, and you are still bitter.

Color me greedy cuz I'm not about to give this up!!! 

They wouldn't have any skin in the game and could just walk away and leave you high and dry if things go wrong with the property.

it is technically a real thing but very rare, and there is plenty of historical data out there that shows those who have less skin in the game are at a far greater risk of default by a factor of 5-7x.

But it's in your interests to make sure the property value makes sense and the borrower has skin in the game.

The lenders simply are not interested in financing a deal where the buyer has such a small amount of skin in the game.If you don't mind, can you touch on how you were able to obtain the type of financing structure that allowed for a seller-held 2nd mortgage? 

Do you think that taking bigger risks may have alternatively landed you in a dark and cold place?

Again, other might feel differently here.b) Skin in the game: as a conservative investor, I understand that the dirty secret of industries that the waterfall compensation is in the line with me and incentivizes sponsors to take more risk.

I will also add that many independent travelers that do room rentals enjoy having their own fridge.To keep things kosher in shared spaces, my friend who runs PadSplit says every room comes with one colors or plates cups etc to ensure that guests are accountable for their own dishes.

I've spoken to countless investors facing this same problem and I can feel the sense of frustration and helplessness, especially when your builder goes dark.