At this point, I would recommend having a line of credit to cover these things so you don't have money sitting in the bank doing nothing when it could be put to work.I have 33 units, no debt except for mortgages, and excellent income.

A common delay tactic is to call the board of health on a problem the tenant created themselves.

Quote from @Richard Bautista: Good evening,Just saw Cleveland, Ohio has relatively inexpensive houses which has the potential to cashflow.

Really interested in investing in this market and would accept a relatively low return (or even a break even scenario because i believe in continued appreciation potential here). 

Also a covered porch on the front.  

Insurance not covering it would be the least of your problems.

Bad news you may also have to cover your own commissions. 

Zillow also hs a "Make Me Move" feature you can click on to see home owners listing their property in hopes of a good offer.I have also seen peopl reach out tp local AFL Assisted living facilities to talk to the Admin or on boarding nurse to see if ay families or people need to sell their home to cover costs.

A relative who does long-distance real estate investing told me that I have to sign the final loan document and the transfer of ownership document in person.

I have 3 associates / relatives that would be doing my renovations, as I would be finding, analyzing, and purchasing the deals.