It's set up to be accessible and appealing to your audience.

Have about 50k I would invest (access to more), with excellent credit and good income too, from my full time job.

Where she has access to it?

 @Sofia Komrskova The biggest selling point for me is access to the existing network of IMTR relocation specialists which would take years to build up on my own and I have had zero luck on BP getting any feedback specifically for relocation specialists. 

You want access to the coach you want, not some backup.Thanks for the shout out my friend!

But also with low debt or free and clear property that they can easily access any time in the future with a cash out refinance.

If you have a lot of equity and little cash flow, you should consider accessing that equity to use elsewhere.Another factor to consider is your interest rate on the debt.

It normally doesn't cost you any money to open and to be able to access that large amount of equity to buy or stabalize your current portfolio allows you so much more opportunity costs.For instance, I took a $200K LOC out on my primary residence when I first started in real estate.

(Unfortunately, the investor fell for this gimmick and did NOT get their own 3rd party inspections, appraisals or even visit the properties they were buying, against our best efforts to encourage proper due diligence and follow our check list for their own protection.)So now some people are stuck with properties worth half what they paid (not all RWN members), with no renovation done, and constant repairs and vacancies. 

The license (if you aren't going to use it to sell) is worth it for access to the MLS and access to dumps the first day they on the market.