How she can do this without having her conscious kick in is alarming.

A pro is sometimes you can apply your commission to your deals when buying as well as save a little when you're selling.A good instagram account to follow to give you an idea of the lifestyle of the vast majority of agents that are not investor friendly agents is @thebrokeagent - https://www.instagram.com/thebrokeagent/ 

This way, you can still enjoy the advantages of real estate investing while maintaining your current lifestyle and commitments.

Think about the lifestyle you want.

If you have multiple properties where you can do this, you can finance a very nice lifestyle and still retain the underlying assets.Just curious the groups' thoughts on this?

If you can own the property and pay a similar amount for a similar lifestyle, it's probably a good decision (assuming you can afford it if it doesn't go perfectly, needs repairs, etc.)With house hacking the rule of thumb is: The more uncomfortable you're willing to live, the better the numbers will be.

I’ve been investing in the Tampa Bay area for over 20 years, with around 30 rentals myself, and it’s always inspiring to see folks like you diving in with such focus on cash flow.It’s amazing how buy & hold can really shift your lifestyle—I actually started out similar to you and eventually left my day job to focus on real estate full-time.

Think about the condo lifestyle and what that entails.

In the scheme of Multifamily Syndication, $25K for education and mentoring is a drop in the bucket compared to the cost of doing it wrong.My wife and I had 6 SF rentals when we found Lifestyles Unlimited about a decade ago. 

You could also offer a gift card to a local gym to keep things fresh for health-conscious renters.