Quote from @Emily Shin: Hello, I am new to this community and to real estate investing.

It's nice to have you in the BP community!

Quote from @Sadler Surratt: Hi @Karina PacificWelcome to the BiggerPockets community!

@Mordechai ChaimovitzGreat points made above along with what @Daniel C. said referencing @Tom Shallcross's post on another thread.The context and variables for each individual investor will vary but many people are comfortable with getting a 2-4 unit that will reduce their out of pocket expense compared to their previous rent with the intent to do rehab and raise rents over time.

It's very easy to make one tiny, minor assumption to fill in an unknown that completely changes the context and consequently the answer - I've caught myself doing this a few times.As far as the legal responsibility for the debt goes with Subject To, my guess would be that the contract basically provides a pathway for the seller to pursue the buyer for recourse related to losses they suffer from the default of the original loan, like a form of indemnification, but does not absolve the seller of responsibility for the debt.

Quote from @Jerrell Randolph: Hi BP community I am a fairly new investor.

@Keyshawn Johnson I'll connect via messages, but for the broader community:• What should I know about buying property in Destin? 

Hi Joshua, welcome to the community!

I love that you're focused on helping your family and community.

The community is great as well!