We tried to sell in 2023, but the tenant had health issues, so we decided to let them stay.

Quote from @Erick Pena: A "good" rental property is one that covers all expenses (mortgage, taxes, insurance, maintenance, property management fees, and any other costs) and still leave a surplus (commonly referred to as cash flow).Calculate cash flow as: Cash Flow = Rental Income − Operating Expenses − DebtThere's much more to it, but that's the basic idea.

@Mario MoralesI think this is a common question and the value that an agent will bring will vary by individual needs.

Another common problem is poor due diligence—jumping into deals without verifying the borrower or collateral often leads to future regrets.I’ve also seen over-leveraged borrowers cause trouble, prioritizing other creditors over private lenders.

Yours is a common scenario.

I recognize there are other ways I could invest this cash (including another property) but I am being mindful of levering myself out too much in the current environment where job losses are more common in my industry (tech).

We are open to MFH but depending on the market we pick they are less common in certain parts of Idaho.

Getting analysis when starting out is pretty common, buying that first deal is a huge leap of faith. 

While it’s common for PMs to switch utilities to avoid service interruptions, the mistake was not monitoring the usage or cutting power to unnecessary areas once the tenant overstayed.

The two most common exemptions are the exemption for intrastate offerings and the exemption for private placements.