Even if inspections aren’t required now, that could change in the future.

With rates and lending terms constantly changing, I’d love to hear from those who have recently closed or explored a blanket loan.Which lenders are offering solid terms right now?

True-Up & Billing Cycle ChangeSince you were underbilled before, your current bills may reflect actual usage rather than an artificially low estimate.The switch from bi-monthly to monthly billing means your payments are more frequent, making the cost feel higher even if the overall rate hasn’t changed.2.

Memphis can change quickly and can definitely be more street to street in a lot of cases and not necessarily zip code to zip code or even neighborhood. 

.#3...don't buy investment properties in an HOA (and that is almost all new homes) because they will likely have rental restrictions, they very well may not sell to investors, and if they don't have rental restrictions, they can change the HOA rules and implement restrictions.#4 Closing costs look super high, but they may be quoting you some kind of rate by down.#5...Hopefully your vacancy isn't 8-10%, but always tough to tell. 

I would get with the city asap and find out all the details on this.It could be possible that if the LLC changes hands that it loses it's exemption.

There are companies out there who will review a file for you (for a fee) and be able to tell you what was changed on the document? 

Added new paint, more lights, and changed an old living room into a fourth bedroom.

Since regulations frequently change, it’s best to consult a local real estate attorney to ensure compliance.Good luck!

ThanksI want to add that I bought this house so I can move there eventually but our plans have changed.