The 25% has to be your funds.Now, there are non conventional options that would be a bit more flexible but even most of those programs will require at least 20% down with no second mortgages filed on the property. 

There is no additional "risk" on the note like a demand clause etc, but you have  extra expense in upfront one time costs and the pre-payment penalty that most programs are sold with if rates do drop as expected in the future.  

I have programs that require only 10% down for the purchase, and will finance 100% of the rehab.

Quote from @Jason Wray: Yes, you can use an FHA 203K program or even convert it to Fannie mae and use a renovation loan if the LTC/ARV allows.Cool thanks for the info!  

No one is perfect though in RE if your doing volume your going to have a few that are bummers but at least in our program there is control.. not this feeling of helplessness when you hand your money over to a syndicate and they go dark your totally out of control of your funds..

What other programs do other people use to get addresses to dispute these? 

Randi, the program is definitely worth the time, effort and money spent.

There's also plenty of existing assistance out there, from 3.5% FHA homebuyer programs to Section 8 to SSI/VA disability, etc. 

New Orleans Project Home Again (Louisiana): Implemented after Hurricane Katrina, this program involved a land swap and redevelopment initiative.

There are a few programs that can do second position financing but typically underwritten based on your personal income.