Obviously that takes time to rebuild, but hanging out in a second property they own is not burdensome.

Quote from @V.G Jason:  Extract the long-term value(appreciation) by hanging tight for 8 yrs ++,  mitigate cash flow by keeping more money in the deal and/or altering rental formation. 

Would need to know a bit more before giving a specific direction but it is usually best to hang on to your property and not sell whether you expand on it or rent it out and purchase a bigger property.  

We are low hanging fruit, sitting ducks, vulnerable.  

Stop hanging out with your deadbeat buddies who spend all day drinking, talking sports, and otherwise wasting away.

Stop hanging out with your deadbeat buddies who spend all day drinking, talking sports, and otherwise wasting away.

Stop hanging out with your deadbeat buddies who spend all day drinking, talking sports, and otherwise wasting away.

Local meet ups, facebook groups, anywhere hosts are hanging out join them.

Again, all answers that might be better answered in private.You are correct that a lot of lenders just don't understand how we work as investors but that's why some of us hang out here. 

The BEST lenders I have ever worked with (as a borrower) are, as you say, quick to respond, reliable, honest, and never leave me hanging.