It will be extended, we'll see a reduction in regulations that hamper small businesses, and we'll see new regulations that help small businesses.

And since you are licensed, you can potentially do some sales on the side to increase income and save up for investing.

I recommend you do this annually to adjust for utility increases and other variables.

You are correct, it is common for DSCR lenders to require the borrower to be a business entity in Florida, and some other states sprinkled across the US.

You may still not want to increase the occupancy.To me, two things stand out about your post.

There are very few fully integrated turnkey operators in the business today.  

It allows for passive returns with increased control and diversification.

Yes Joel, That would be a business purpose DSCR loan.

The key is to purchase in desirable locations where demand for rental housing is high, ensuring consistent occupancy and the potential for rental rate increases over time.2.

.- Put Upward pressure on real estate operating costs: Increased costs for raw materials and supplies, and the likely increased costs for labor involved in many real estate related CapEx and maintenance projects signal the risk of increase in costs for real estate operators.If there is no impact on near-term supply, a modest slowing of inbound (illegal) migration, more reason to believe that the cost of many goods and services will increase, and real reason to believe that inflation triggered by something other than an increase in the money supply (namely the cost of specific goods and services that are NOT housing going up, which comprise the CPI) will force the Fed to raise rates, this, on the whole, is not good for real estate investment returns.