@Andrew Self there are attornies you can hire to resolve your credit issues.

And real lenders don’t troll for business by texting.

His business is in Birmingham, but he and his family live here.

depends on your credit if you can get a mortgage or your ability to find good deals that you use hard money for and then refinance into DSRC.  

View it as a business expense like you do the mortgage. 

The banks/credit unions said I needed 6 to 12 months of ownership to get refied. 

Otherwise, if the numbers make sense and your credit is good, it should be easy to find a lender.

.* Receipts and Expenses: Once I brought to Jenny's attention that we were 20k above budget, she refused for days to give me the receipts, saying that I needed to give her my credit card statement first.

The only example I can think of is that I asked an applicant questions about their credit report.

Dedicate one checking account and credit card exclusively to real estate.