One of the tenants has recently moved into one of the units, and this tenant has bankruptcies and a criminal history (this includes burglaries) that is recent.

With the rise of burglaries and vandalism, insurers are getting very strict on the application of policy, especially to landlords.One important thing to remember on coinsurance is that though everyone here is referencing an 80% coinsurance agreement, this does not mean that EVERY coinsurance agreement is 80%.

They have a police report but not even sure if the burglary truly occurred..

Even the best neighborhoods have cars vandalized or burglaries occasionally, and you can't know when/if that would happen.

@Jolynna I have a rental property an I am currently having the same problem but my house as an alarm on it but robbers still broken into my property so I have decided to install burglary bars on all the windows. the thing you have to do is think about the tenant who is going to be renting your property they going to want feel safe when they come home cause you don't to be getting a call in he middle of the night or early in the morning about some one has broken into your tenant home. if you lose a tenant you lose money

Towards early April, Bob stated that a number of burglaries had occurred in the area, and that he had removed my oven and dishwasher “so they couldn’t be stolen”, though I know for a fact no oven or dishwasher was ever there.

I'd also consider calling the local police ahead of time if you are going to be drilling out any locks in case your tenant decides he's calling the police himself to report a burglary in progress in which case you don't want them to roll up on you taking a drill to someone's door.

If it was really a burglary, surely they would want to make a police report. 

. ● No Evictions/Broken Leaseso No outstanding debt to housing providers of any kind o Proof of honorable reconciliation required o Positive re-established rental history required ● No criminal records and convictions of murder, burglary, sexual assault, indecency with a child, prostitution, human trafficking, elder or child abuse, sex offenses, and similar offenses. ● All bankruptcies MUST be dismissed or discharged. ● Credit approval is subject to credit risk fee below 620 and potentially additional security deposit.● All residents of the property 18 years of age or older MUST submit an application and complete a criminal and credit background screening. ● Smoking is NOT permitted inside the home or garage.The entire list is on our website but I can't post the link here.

Theft, assault, domestic violence, sex offender, burglary and whatever other felonies I might have left out will generally result in rejection.Eviction and bankruptcy are disqualifiers as well.Possession, dui are OK.