Just be aware.I just quoted out this scenario to a borrower over the weekend:$130k purchase price30% down Payment$91,000 Loan Size780 Credit Score5 year declining prepayment penalty6.875% is the lender's Par Rate (so no discount points added, only broker fee added). 

The other option for you would be to borrow against the equity in the property.  

After it’s built borrow on full value and gift the parents back the land value?

Borrower has the 3% loan in place for the duration, and 14% investor can be paid off with increased rent in say 18 months.  

Would the buyers/borrowers be purchasing with the intent of putting a mobile home on the property and making it their primary residence?

Example - borrower uses loan to purchase a home in a B or C grade neighborhood for 380k, spends 50k rehabbing primary home, uses 200k to put an ADU in the back, appraisal comes back at 925k. 

Please note than may liability personal or corporate of the original borrower remains after the title transfer.

this is the distinct different between being an actual lender like a bank .. and an investor in a fund.. two very separate transactions.. when you lend and receive collateral on the asset you get paid when it pays off or the borrower refinances etc. 

Mortgages for LLCs with personal credit under 680 are tough and expensive, and under 640 are typically not really economically practical for the borrower. 

De nada 😎I don't know that market at all (FYI, I don't see this is other Midwest markets where my CFO clients buy properties), but I suspect it's related to perhaps the international investors that agent may work with...they are often cash buyers as it's very difficult to borrow here if you're not a U.S. citizen.