Quote from @Landon Sheveland: Curb appeal to attract attention, then kitchens and bathrooms are usually the most important areas to focus on.

I’m big on curb appeal, and master bathroom space.

Start small with simple rehab projects like painting or landscaping to boost value without overextending.

There is also algorithm advantageous to bi-weekly vs monthly, so a bit of a credit-hack boost effect to it. 

Couldn't banks call loans with low rates due and lend the money to new buyers at higher rates, all while collecting new origination fees, boosting revenues which are declining, and making more money?  

Strategic upgrades enhanced the property’s curb appeal and market value, making it more desirable to buyers and ensuring a competitive sale.

Some lenders will only lend with that reserve funded, in addition to down payment, as the more you boost NOI, the more secure their loan becomes.

I recently just added her to my credit so she can get a little boost in her score to help more with the process and yes with the low down payment I don't expect to live rent free but one can dream for now all I care about is owning the property cashflow will come later.

I added value by doing cosmetic updates and transforming the curb-appeal.What was the outcome?

The area is attracting young families and first-time buyers priced out of other areas.Key ROI Factors:Properties are still undervalued compared to nearby Inglewood and East Nashville.Strong demand for affordable, move-in-ready homes with modern upgrades.Pro Tip: Focus on curb appeal—renovated exteriors sell fast in this area.5.