I also intend to owner occupyI was thinking if there is a small studio or even a garage within the four plex ,that should cover the IRA part and the rent from that studio/garage can be accounted and deposited directly into the IRA account please advisethanksFollowing - I'm based in the Easy Bay.  

Three small units (1 bdr/studio) and one larger apartment (3 bdr).

I also completley share his advice on a bias for action.If you are interested in a good book reference with checklist like models, check out "The Perfect Investment" by Paul Moore and "The Book on Investing in Real Estate with No and Low Money Down" by Brandon Turner, both also available in audio versions.

My spouse and I purchased a home in Nov 2023 (that we will move into in about 1.5 years), that has an additional 2 bedroom apartment and 1 bedroom studio on the property.

I literally just downloaded this for audio last weekend.

We are mid-term leasing the attached studio to travel nurses. 

It can be used as a 4/2 with a private attached studio, or as 4 room rentals with a separate studio (which is what we currently do) or as a 5/3 SFH. 

I have a property with a house up front and a studio duplex in back.

From my own eyes redacted took a 2 week break while a new studio was being built, during that time Clayton did mobile shows and we noticed European plates on cars then freeway signs from the interstate system, I am very familiar with these we lived there for 65 years, tune in to redacted on you tube, they talk about living in Portugal and no longer do.

I am absorbing every bit of knowledge I can, I am reading books and listening to audio books.