Hi Joe, thank you, I just made a clarification on the post.

For clarification I actually intend to live in this property for the majority of the year. 

Thank you for your feedback.That is a reasonable approach, but I think you will find it VERY difficult to attain those numbers. 1.

I do have my buying range in mind and I agree with you 100% getting pre qualified would help out a lot determining if that is actually realistic as well as gives me opportunity to start analyzing more deals that are attainable for me. 

As a licensed agent I am being held to a higher standard, I could not even service a seller in this way if I wanted to.The first one I believe requires a bit of clarification.

Thanks so much for all the detailed clarification on the 401K option John. 

I am needing clarification on a mortgage financing question and DTI.

(We need solid property values)Doing them individually gives you the flexibility of refinancing one or selling one at a time without major delays or penalties.Just keep the properties in your name for now and close the loan in entities name, no point in spending the time and money prior.I hope this provided some clarification for you :)

Your response is super helpful, but I still would like one more thing of clarification. 

I've asked if there for clarification or further rules for "avilable for rent" but the city employees say that is the only rule.