But also with low debt or free and clear property that they can easily access any time in the future with a cash out refinance.

However, I constantly see syndications advertising very attractive return.  

Kind of a advertisement and asking for help on how to take your business from you.What do you bring to the table?

In your scenario you'd have a potential tax event on that $200K difference.Here's a creative way to access most of that money tax free however. 

It normally doesn't cost you any money to open and to be able to access that large amount of equity to buy or stabalize your current portfolio allows you so much more opportunity costs.For instance, I took a $200K LOC out on my primary residence when I first started in real estate.

You want access to the coach you want, not some backup.Thanks for the shout out my friend!

I started with Ken McElroy's books, because 1) clearly he knows what he is talking about given his track record and trajectory and 2) because I had easy access to them. 

This is advertised as a “protected” note as Aloha is supposedly fronting the first $100k in the line of loss.

This plan covers 24/7/365 troubleshooting services from Lula's experts (such as guidance on resetting a circuit breaker), tenant coordination for scheduling repairs, and access to a network of vetted professionals.Once you're subscribed to Lula, you can set aside a pre-approved amount for repairs, which can be used without needing to contact you as well.

If you have a lot of equity and little cash flow, you should consider accessing that equity to use elsewhere.Another factor to consider is your interest rate on the debt.