If you cannot walk into your local bank and credit union and based on your relationship with the bank IE large deposits and I am talking in the multi hundreds of thousands.. or very large incomes I am talking in the multi hundreds of thousands.. and or very long experience level I am talking decades there is NO money at those rates. what there is   is money at 9 to 15% or higher.. once you grasped that concept and folks stop wasting time.. then you just plug those numbers into your deals.Now if your talking about yoru 4 mortgage slots for rentals  that's a whole nother story but if your looking for fix and flip type funding  etc etc.. the niche is the HML in the country and there are a lot of themget a copy of the Scottsman guide there are list there of reputable national HML.

We booked the first available slot on Saturday - at 10am.

Those sales meetings usually have at least 40-50+ agents in attendance and the vendor gets a 15-minute time slot during the meeting to speak to the room full of agents.

At that point, you just opened up 1 or more slots of Fannie Mae financing for new rentals to be bought. 

Thanks @Dan Heuschele and @Will Grabert.HVAC guy looked at my panel and I have a few empty slots so he didn't think it would be an issue.  

Only a few slots left, email me if interested and we'll work out the time & I'll share location.

We have a mail slot on the door as well so tenants can drop off rent in a sealed envelope with their address and name on it.

In a meanwhile I rent out parking slots.  

Start with the 4 plex.. live in it legally.. .refi it .. buy another FHA 4 plex live in it legally refi .Do this 4 times over 6 years and by the time he is 30 he will own 16 doors using his 4 mortgage slots  and  in the uber stable NW market and probably have some appreciation and huge tax bene's do this while your young and can make it work

Am I better off just maxing out my conventional slots before I go the alternate route?