Any suggestions?   

My lender is suggesting me to buy property under my name and then transfer it to LLC later as there are not many financing options available for LLC.

There’s a lot of great suggestions in this post.

I'm curious, at what point does this reflect poorly on PM and suggest I should get antoher PM?

The interest rate is 7%, so we suggest this property is for someone who wants to get into Lease Options and meets the other requirements such as adequate reserves and credit.That means, they buy the property, they wind up with $50,000 in equity and they do a Lease Option to a buyer who doesn't currently own a house, but wants to.

So, Ray, what do you suggest we do?

I have a commercial property with four retail spaces and three different businesses.

I would suggest going to the find a lender tab here on bigger pockets to find a local lender who has the same products. 

If you are newer I'd suggest a house hack unless you can rinse/repeat this process again. 

What you’re suggesting is not cash flow, it’s return of principle, giving her her own money back  If she sells with your deal.