.✅ House Hacking – How to Live for Free While Building WealthHouse hacking is where you buy a property with multiple units, live in one, and rent out the others to cover your mortgage or generate additional income.

I said to myself, wow, she gets it, there’s hope for our future generations.

However, Gen Z is facing a more competitive homebuying environment than previous generations.

Head over to bank rate or and take a look at the mortgage calculators, plug in the numbers and get an idea of what the property needs to generate to satisfy the intended debt.You still have to underwrite the deal for the non-finance expenses as well(typically 40-50% of the gross rents). 

My approach balances both—ensuring that my investments generate income while also appreciating in value over time.

I'm passionate about teaching real estate in underserved communities and helping others build wealth through knowledge.Looking Ahead: I’m seeking local and out of state investors, lenders, and professionals in the Atlanta area for STRs and MTRs, and in Birmingham, Phoenix, Columbus, Macon, and Augusta, GA for long-term rentals and small multifamily deals.Let’s connect if you share my vision for creating real estate that not only generates wealth but also builds lasting, positive change.

Quote from @Zoe Brennan: I’m looking for the smartest way to invest $25K to generate the best returns and scale my portfolio as quickly as possible.

If not, any lease to own lenders for income generating buy and hold deals?

I hear from a lot of would be house hackers who do not understand that the paying for the whole mortgage and generating cash flow with today's pricing, rates with a low down payment is just not possible and keep renting. but, that is missing the forest for the trees.

I was looking at DSCR loans because they don't require extensive checks like the bank loans and they "only" look at the income generated from the property to qualify for the loan.