Irresponsible and impulsive people is who!

They like to save time by outsourcing to professionals (You), they want to work with someone they ("feel" important word) sophisticated, sharp, an expert in his field (whether you are or not).Middle class people want to feel like they're getting a deal.Poor people are opportunistic, more impulsive but are rarely qualified and you probably shouldn't sell to them.

I signed up for Mashvisor about 2 months ago, kind of on impulse after getting the initial walkthrough. 

@Rachel Fazio I'm pretty impulsive and all for diving in head first, but when the W2 goes away and there is no real experience for the bank to trust in, hes going to have to turn to HML which is much more expensive than banks especially with the lack of experience.

It will take some time, but again I’m impulsive and would like to jump on it sooner than later.

I do have a tendency to suffer from analysis paralysis, at the same time I can have moments where I am a bit impulsive, so I don't want to jump in too quickly.

I just don't want to be impulsive either.

:D In my case, we are simply cutting out all of the luxuries like: eating out, traveling, buying impulse items, and any other expense that are just not needed.

We made some impulsive mistakes.

This takes discipline and you must give up a lot of your impulse spending to get where you want to go.