Thanks everyone.Annual T4 income: 250K380K in liquid investments.Principle property est. valued at 670K with 250k left owing and 155K heloc attached.Rental 1: purchased 2021 for 220K current est. value at 270K was a house hack with 5% down and $1600 monthly rental income.Rental 2: purchased 2022 for 280K 20% down current est. value 345K rental is $2000 monthly Rental 3: purchased 2023 for 267K with 20% current est value 310K rents for 2100 a month.

5 Reasons Co-Living is King for Real Estate InvestorsHey BiggerPockets Fam,I've been doing Co-Living now exclusively since 2017, and the numbers speak for themselves.

I’m here to connect with like-minded individuals, gain insights from others, and contribute value wherever I can in the real estate field.

I’m in the learning phase of my real estate investing journey. 

Hey bigger pockets, my name is Jonathan and I am looking to connect with real estate investors not just in California but all across the U.S.

@Timothy Frazier Yes, the only reason to use HML as a down payment is if the property is "mostly turnkey" AND you don't have the funds to renovate AND you have strong CMA comps from a real estate agent that supports that the fact that you are buying a property that is under valued AND your renovations would push that so that you could refinance.

I would keep as much liquid as possible and essentially get you to 20% equity or more by renovating the property. 

We host a free real estate meetup the first saturday of every month if you are interested in coming and meet some awesome real estate investors who are looking to do their first deal to savy seasoned investors.

I would visit local meetups for real estate investing, and also network with agents in your area that work with a lot of investors.

Some ideas I've considered:Equity Buyout: Having another investor or my partner buy out my 40% equity.Seller Financing: Selling my equity and offering seller financing to the buyer.Selling the Property: Liquidating the property entirely and splitting the proceeds.Does anyone have experience with situations like this?