When I approve a customer for an investment home its extremely hard to find a good agent that will "listen" to the buyer and me as the banker.

I have a Detroit banker I can refer you to if you're still interested.

But I am old school its why I only use Commercial banks I want to pick up the phone and talk to my banker.

I mention to the banker that if they come across anyone that is looking to sell they can give them my name.

Start by talking to your banker and figure out how much you can finance and how much home you can buy.

You should talk to a few bankers about options.

I know some bankers in Dallas if you want some referrals.

If so conventional will be better because FHA/Conv guidelines are the wheel house typically of mortgage broker and some times banker (synonymous names but they all do and sell the same product).Credit unions can sometimes do Fannie Freddie/conventional FHA too but generally aren’t that great at them.

My name is Phil Mai and I am a Houston Realtor with Coldwell Bankers Realty. 

That should be leverage for the banker.