I am new to the game and using the FHA loan has just seemed to be the most common way to house hack (at least in terms of what the resources I have read have said). 

2024 will go down as, "The Year of Taking Action".Getting back in the game came with some challenges.

I can tell they are both on top of their game.

It's all a part of the game. 

So I require skin in the game (average is 5% to 15%) to offset this.

It’s a numbers game."

The majority of investments is a game of "race to the bottom" and "who holds the cheaper debt" card. 

There is a new bill being proposed hopefully eliminating Pmi if that gets passed that would be a game changer .

Since most people who are not actively seeking a sale are not motivated to sell at anything other than a top of the line price, this is going to be a numbers game of x thousands of contacts for every potentially doable deal.  

I would get back to local real estate investor meetups so you can connect with locals to the area and kind of get back in the game slowly that way.