@Rodrigo Carbajal  check these out.Local Orange County Meet-ups:Lake Forest IrvineLaguna HillsAnaheim

-> I have heard people say every December "the market is going back into 2008 levels" ... for the last 3 or 4 years ... due to normal winter slowdowns.

The property is located in Lake Forest Park, WA.

For instance, getting your roof replaced here in North Texas can be much cheaper in the winter, because the roofers are not as busy. 

CA  the one in Shasta area is devastating the ones in Lake co are primarly burning off BLM brush land but have gotten into areas of nicer forest land.. the Ranch I grew up on in Lake Co was in the Path and I just talked to my brother and the entire 1,500 acres the fire ran through..

For Example on a Saturday morning this past winter Mike and I went and looked at a 10 unit building, we walked through it went to sit down with the seller and all of a sudden to my horror I hear Mike say “If I give you $500 right now can we buy it for asking price”.As it turns out the seller got another asking price offer that afternoon but he already took our money.

@Aaron Winters I haven't done a deal with them yet, but I've also been looking into them.

In the winter its the gas bill for renters using the heated pool and in the summer its been the electric bill from the AC (just got one yesterday for July - $472!!!). 

I would then take out a HELOC to leverage the equity she has built up over the years (current value of the home is about $800k) for a down payment on an investment property or two.I was recently advised that putting the house in a trust, rather than adding my name to the deed, and putting myself as a beneficiary would be smart for estate planning purposes and give me access to commercial loan options as well as residential.However, I want to know if there is a major difference between the amount I would qualify for on the HELOC if I were to apply as a Trust or as an individual.I would assume either way the bank would be looking at my income to debt ratio and make a judgment that way.I appreciate the feedback!

. $1600 if it's the dead of winter or it's in 1990s shape.