I’m really drawn to REI so I can spend more time with my family (spouse and 2 kids), retire a little earlier, and decrease the constant stress from my current job.I’ve owned my home together, with my husband, in Boston, MA (purchased Jan 2020) and also a STR in Ludlow, VT (purchased Apr 2018) near a ski resort.

Seriously... sure temporary yes, but SEO IS the way of the future.

That said, for 1 of the tenants, everything went smoothly until year 3 when City Fheps decreased the voucher amount, took days/weeks to respond to my client, made incomplete payments to my client, etc.

Generally, construction (temporary to permanent financing) requires higher down payments and the loan is paid out at various stages of construction, on a time-lined schedule, so those are unique loans and are generally kept in-house (not sold on the secondary market).

@Quinn DudekInstead of forcing appreciation through rehabbing, you could force appreciation through increasing NOI, ie increasing revenue or decreasing expenses.You could also look at using creative financing.

A 30-year amortization would decrease your monthly mortgage expense a little bit (though the higher interest rate will also increase it, so you'd have to factor those things to see if they make a difference). 

Demand there has decreased, not because there are less people going, but because that market got oversaturated by STR investors.

For years paying the bill wasn’t an issue.However, as inventory has ballooned, prices have decreased.

As your family grows, the ability to pick up and move decreases, especially once the little one is in school. 

These could cause, likely temporary, disruptions to your property when they hit lease up.I invest in Cincinnati and live there.