You are correct, local banks would go in and sit with them and go through rates and financing and understanding the payment.

That pragmatism will help you mitigate risks as you understand the different components of managing rentals   

Wants what he thinks is a market price for something but doesn't understand the albatross he has created over the last 20 years. 

I understand your concept, but it appears the terms, lender and investors, are being used interchangeably.

If you are going to test the market with a new standard, be patient.  

Here's a chart from ShowMojo based upon the thousands of properties their clients use their system for:Not sure how any landlord or PMC doesn't understand that DOM are affected by the time of year and it's taking longer to find tenants than any time since 2018!

But right now, it's my understanding that Texas has given a little more time on the requirements.Be happy to assist you...and the price is right...LOL, I don't charge any fee!

I don’t understand how this isn’t a clear-cut case.

I understand that at my age, focusing on properties with strong equity growth potential (even if cash flow isn't immediate) is a solid strategy.

@Venka Pulla It’s frustrating when a property manager isn’t meeting expectations, but transitioning to a new property manager is typically straightforward if you follow a few steps:Review the Management Agreement: Carefully read your current Property Management Agreement (PMA) to understand the termination process, including any required notice period.