Before you spend any more energy or resources on this endeavor explain the precise fear that has you wanting to transfer this property to an LLC.

if you're going to sell it to a buyer who isn't you, say that (and actually have a buyer.)if you're a full time agent though... i'd spend try to spend most or all of your time on on-market activities. 

Also you would not reduce the price because of the interest payment. that is not how it works.3. yes the note could be sold, but at what type of discount and what if the borrower stopped paying.while there are a lot of posts on seller financing, some estimiate less than 1% of all transaction have seller financing and the ones that do are first position only with an average of 30% down payment - most of these are to people who do not have verifiable income.Thinking you will get conventional financing then seller financing will be uphill battle as the conventional lender most likely will not approve a 2nd mortgage for purchase.not trying to dissuade you, just wanted to provide some key insights so you do not spend 1000 hours chasing something that is impossible to find.

I knew that most charities spend the biggest part of the donations on overhead and marketing and salaries of the top admin person/personal.

I am not a huge fan of buying a new car because of the value it loses but I agree with you, you are making money to spend it on something. 

If we buy this loan, we need to have a thorough game plan on how we are going to be resolving this and understanding these dynamics is key to managing expectations and protecting investments.Sounds like a deal more for someone that buys partial inheritance estates and spends years piecing it together than a note investor.  

However, we have over 1 million points saved up through ordinary spending. 

Would love to travel there more often & spend more time down there. 

Get educated and make an educated guess on where to spend money.

They spend their time at the beach, doing excursions or drinking or eating out.