It's very possible your broker is limited in the products they have available for you.

FYI - most states require a lease to clearly state the owner, any agent of the owner and give a physical address for rent payments.

See, a professional does not just go for eviction, no, you do BOTH actions at once of the financial side, suing for judgement, and than the eviction for physical. 

I realize that once someone creates a letter of intent they can start on the due diligence phase to learn the financials, physical, and legal but what else can I learn about a property before making an offer? 

When I want to refinance, I just look for a lender and vet them and analyze their loan products. 

I specialize in single family homes in middle class neighborhoods , working people providing a high quality product for tenants that stay for avg. 5-10 years.   

The benchmark is what people do for pro formas and try to re-write history in the future, it never works that way.I've been deeper than anybody here in physical asset investing, albeit not REI, and it's just not the case that history is relevant.

you keep saying "high ROI returns" without any data to back it up. and I have a couple of 3 bedroom beach properties and I dont always get $190 a night. i mean, good for you, but it seems like you are coming on here trying to sell a product rather than just discussing it.

The only way to avoid them is to put more money down or you need a lender that offers their own product. 

This is the best solution I've seen (https://www.amazon.com/gp/product/B075K6PHJ9/ref=as_li_tl?