There are numerous variables to take into account in this scenario.

If he's really a brother, he'll set this one aside and let you reap the rewards.

There’s numbers on a piece of paper that put seller financing in a great light.And then there’s the reality of seller financing being a bet on the buyer managing and maintaining a property well for years or decades while you still have skin in the game.And a bet that the value doesn’t decline by more than the balance of the debt.And a bet that the higher “price” received because of seller financing doesn’t come with opportunity cost in the form of being able to spend or invest the liquidity day 1.And the fact that buyers with seller financing always want better terms than a bank would give them, which is real economics that sellers are far less equipped than banks to estimate risk/reward on.Seller financing is relatively rare.

Furthermore, when putting in offers on houses, having numerous prequalification letters might give you more negotiation leverage.

This profession can be tough, especially when starting out for reasons mentioned above, but it is also extremely rewarding, fun, and allows you the freedom to live life the way that you want to live it rather than sitting in a cubicle being yelled at by 4 different bosses about a deadline.  

Out-of-state investing can be rewarding with the right approach.

This transition allowed me to shift focus from managing numerous high-liability rentals to more strategic, high-value investments with limited liability.

We do TONS of fix and flips here in Denver, and I help numerous STR clients as well.

I skip numerous episodes anymore as I don't gain much useful, real life, tactual knowledge.

It also appears that there are numerous companies / doctors / therapist that will provide whatever documentation you want for a fee, so even If I did get this documentation I'd have to vet if it actually means anything.