Find a knowledgeable and trustworthy broker in your market that can shop amongst the various providers and find you the best deal while still making sure you have the protection you need.

I'm glad to hear you've got an interest in providing AH, but have you researched any S8 properties in your market or walked the neighborhoods where those properties are located?

The experience is working out pretty well.I think their goal is to be your one-stop-shop for the whole process and that will suit me going forward. 

Some of the applicants have been from 100 to 200 miles away and thing the units are in their neighborhood.

They are a private company so you will never see the financials and have no idea how strong or weak that actual warranty really is.As to the funds I mention, yes there are a few, some right in your neighborhood that lend to performing borrowers, have also paid consistent monthly returns, all 1st trust deeds, shorter lockup, etc. 

.- We have busy but well paying jobs and don't like to spend time in building sweat equity (BRRR, flip), so will take a slightly low maintenance approach and buy relatively newer properties in B class neighborhoods and use property management for day-to-day operations.Goal:- To get to $10K/month net profits with real-estate (today's currency) in 15 years when we plan to retire.

My exit strategy is to sell off my multi-family rentals and exchange them for single family homes in desirable neighborhoods.   

It suggests neighborhood analysis, market research, exit strategy, and VA benefits.Good luck!

She could have chosen a much cheaper solution, like go to a coffee shop.

It is a very block by block city depending on the neighborhood.