I am beyond the two years required.What I am trying to do is find a way to buy a multifamily using FHA 3 1/2% down payment as opposed to 20% or 25% as an investment property.I have a situation where it would be beneficial for me to try and help my mom and my sister move into a place  because I can afford to purchase it… The grey area is whether or not they are considered family members per FHA guidelines to qualify for the 3 1/2% down payment. on the FHA website… It says family members are considered parents, sisters, brothers, etc.I am definitely not trying to do anything illegal, I just thought maybe if I sell my primary residence… I could buy the multiunit per FHA guidelines as long as my mom and my sister are considered family.I have been told that the 12 month or 24 month living requirement only requires one family member to live in the home… So if my mom and my sister are considered family members… Does that meet the requirement? 

Without digging too hard (ie a WAG), I'm about 80% RE 10% Cash 10% Stock/mutuals

I am not currently a BP pro member but after talking to a few people and seeing yalls comments i think it would be more beneficial for me to sign up for it.

Sounds like you are trying to use a primary residence loan for an investment, so maybe it would be beneficial to look into 2-4 unit primary residences.  

Considering a seasoned agent who could possibly suggest contractors, lenders, etc. may be more beneficial than both the commission/savings on the front end.

My question is (because of FHA rules), would it be more beneficial to invest in a condo in San Diego at 3.5% down now, live in it for a year and rent it out and leave?

@Chris Ayars  Do you find it beneficial to be a real estate agent?

I'll try to be helpful and concise here without being too long-winded...ESPP - Typically you buy this at a discount (Usually 15%) typically you get beneficial tax treatment on the discount and won't have to pay income tax on it as long as you hold it for their required holding period.

You'd find it to be beneficial on your journey. 

It’s especially beneficial for those with a 9-5 job who are new to the markets and industry, providing a time-saving, step-by-step learning process.