If they are VERY professional, they will have their processes in writing as verification that it is enforced equally and fairly by their entire staff. 6.

Did not try to research precedents.I just wish that there was a clean legal way to self-borrow without losing the interest deduction on future refi.I understand the legislative intent in disallowing interest deduction for equity refi.

- How do I ensure that the mortgage loan terms are appropriate for the state that it is recorded in and the note is written in a way that it can be enforced?

Sometimes legislative bodies will write an initial draft of a bill with super harsh restrictions and then lessen the restrictions in response to public backlash and in an effort to pass a bill.

(Privacy law , Human Rights and Federal legislation) Lawyers will make lots of money just around this matter ! 

A lot of folks that were doing it for years have been shut down as the city enforces the rules firmly.  

@Alex Young, if you have a valid contract with the seller, you should be able to enforce specific performance and require that the seller complete the sale of the property to you. 

You don't have an enforceable oral contract for real estate.

If they are VERY professional, they will have their processes in writing as verification that it is enforced equally and fairly by their entire staff. 6.

I do plan on showing up with a sheriff or some kind of law enforcement when that day does come.