@Dawn Hail - you total all payments made to any entity in getting to the $600.

We have alot of members who hail from the SF area.

Similar results here for collin county with the exception of 2016 from the hail storms.

Being in Texas you just wait a few years till a hail storm comes through and let insurance pay for new roofs on all your properties.

I like metal for roofs as they hold up pretty well in hail and also are more fire resistant than other types of roofs.

We had a hail storm years ago that did significant damage, and that was covered under the HOA's insurance.

We've had claims on every property for hail at least once (with one requiring roof replacement twice due to hail).  

Expansive soils I have done about 20 flips there in the lst few years granted some were good but many just broke even to made no money.. because of these soil issues so its not a matter of if its when in my mind where your going to be dealing with these things that will wipe out any positive cash flow you may have had.3. wind hail and insurance rates.. when you have a hail storm sure insurance covers it but you pay higher rates in those areas and you have to pay deductible and inconvenience your tenant. 4.

Maybe a little low - however since we are building and I know the quality of materials we are using I have a good handle on how long they will last/cost to replace etc.If they are new builds I think most of what you would put there depends on the quality of materials used, quality of construction and the types of things that will start to wear out first based on your weather etc.Roofing, siding/windows, water heaters, appliances, exterior paint, etc are what I would foresee needing attention and the largest expenditures as time moves on (and for those of us in hail prone areas  - the random damaging hail storm)If I follow the new construction route for an extended period of time I'd plan on selling around the 10-15 year mark so I avoid the maintenance issues that will likely start popping up around then.We will use SmartSiding which has a 50 yr warranty, Smart trim and if my partner can get a hookup on some discount or odd lot Class IV impact resistant shingles we'll be using those on the roof.  

The realtor even helped by suggesting I put in a claim for hail damage on my roof... all whilst I was out of the country.I bought one in OK four years ago.