Sod or seed would be wasted.

Hey there BP community,I'm getting ready to tie up a house in phoenix with hard money and i'm having some issues with the refinance part.Here's the deal:Purchase price: 90kARV: 135KRehab costs: 5kThe issues that i'm coming up with after talking to a few lenders is that in order to lend on the ARV I need the property to "seed" for 12 months.

Just keep believing and keep planting those seeds.

It all depends on the specifics of the situation, and those are the one thing that you need to know everything about.It is a difficult problem, but that's where the seed of opportunity is.Who owns it?

It allows you to create equity and multiply that seed money. 

.#2 - Seed time. 

With that kind of seed money, leaving $100,000 for reserves, you could purchase a 1.2 million apartment complex that could cash flow to start at approximately $35,000.00 to start and upwards of $50,000.00 a year 18 months to 3 years later.Single family is the slow way to financial freedom and you are at the mercy of comps for your valuations.  

If you have time there is likely dormant grass that if you water and fertilize it grass will grow and with some light seeding and careful cultivation it will establish a lawn.

I have the the contacts that I need to put together a good team for the renovation of residential projects and a little bit of seed capitol, but lack the resources to find the excellent real estate deals that I know are out there and the financing for the bigger projects I would like to do as well.

I figured this would be the case, but was hoping if I 'started a company' and seeded it with some amount of money I might be able to create a buffer where I would put that initial money and my downpayment at risk, but not risk the potential for personal liabilities/ needing to claim personal bankruptcy.