You have to make payments on the borrowed funds, which is then deducted from the money you are making on the investment.

Hi all! Do most Lenders require 20% down on a land purchase? I've spoken with Vystar Credit Union, AgSouth and Navy Federal. They all stated 20% is needed. So I was just wondering if its the industry standard for that...

This has to do mainly with the timing of property tax payments for your own home (not for your investment properties) and your charitable donations.

. - near lowest delinquency, late payment, and evictions in the country.  

Do you have enough equity to do a cash out refi and use that cash to put a down payment on another property?

What does my purchase price and down payment need to look like for the bank to provide financing? 

I would highly recommend doing a renovation loan like the 203k or homestyle - you are able to leverage SO MUCH CASH for such a low down payment. 

They are not cheap by any means (expect double digit interest rates) but they are available. 

At this point, instead of continuing to pay the interest loan payments on properties that we will never be able to financially finish since the rehab loans will not cover the actual cost of the rehab, I wanted to know the ramifications of returning the properties to the loan servicer, deed in lieu.

If the loan was fully funded at closing and since then the loan is in an interest-only payment period, these numbers would equal.