Playing the social justice crap of roommate meetings to talk about stuff that doesn't matter makes me think this person is likely to try to play games.You might try to be helpful and do some searching for/with them, print out listings that are in the price range as what she is paying you, etc. 

If I had not tied up all my funds in other crap, I could turn this to a positive couple hundred a month cash flow, it's not much, but it's a miss, and they add up.So, the lessons (which I KNOW), manage your time, manage your liquid cash, and always, always let people know you buy houses.... 

Crap panelling just tossed on the wall.

BRRRR the crap out of home, get the snowball formed, get the snowball rolling down hill, get the snowball velocity and momentum, HELOC just becomes a LOC for emergency use and buying quickly. 

Its all legal to process the crap out of all of us because its the law.

Some windows need replacement as well and will have an improved thermal rating than the ones from god knows when in the last century.Due to the renovations opening up space to make an HVAC installation more seamless, I have the possibility of taking that approach if the boiler is likely to crap out within the next several years. 

It'll be like 2009 refi bumped rate no closing costs, 2011 refi bumped rate no closing costs , and BAM Jan 2013 spending a crap on points final refi 2.5% 30yf never selling that house never refinancing it again (Jan 2013 b/c you can only see the true true floor a month or two in hindsight).

You were dealt a bad hand, "the man" is keeping you down, you're a minority and can't get ahead because of slavery/racism/whatever, you're a single mom, you were raised in poverty by alcoholic parents that kicked the crap out of you on a daily basis, you can't find a good job, your market is too expensive . . . 

We're good for a year.A lot of people are spreading a lot of BS about respiratora, simplified crap they heard on BS media and are repeating word-for-word.

They are crap.2.