If gas is already piped in and sized appropriately then it's a no braier.

@Alex Salas first I’d recommend a no -real estate book.

Assuming you are getting cash out, since you stated as such in your first paragraph, I think this is a no brainer...once you look at 2 numbers:1 - Added cost out of pocket (higher closing costs) for lower payments = $21,0002 - Added cash out with lower payment option = $3,0003 - Total added cost (cash out of pocket) for lower pmt option = $18,000      Note:  This is money you have to recover before you are making any profit...so the added cash flow isn't a plus until this money is recovered.4 - Monthly savings (added cash flow) = $1655 - Number of months to added cost recovery = 109...or 9+ years. 

Sounds like you should go hard money for the acquisition and renovation and then go with a no income/no seasoning or short seasoning product if you want to make it a long term rental. 

Paying your property taxes is a no-brainer.

Gm I am a looking to buy a mixed use building front has a no operational barbershop I am a barbershop owner.

Do a no cash out refi (or recast) on your current home once you have over 20% equity.

I just replaced a fridge with an 18cu ft SS GE for $650, about $100 more than paint, it was a no brainer to do it.

And, you will feel better about yourself.This is a no brainer.

So perhaps if you own like 20 units or something, then I can see just taking a no tolerance on tenant shenanigans.