Flatline population growth is a sign of a poorly managed state and large or soon to be large, government debts (e.g., Illinois).

The loan officer didn't care about the LLC, just said there would be additional papers to sign.

Yes, I’ll check with regional building, but curious for additional thoughts here.

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Unless you're in a Class A Neighborhood like Palmer Woods, Indian Village, Sherwood, etc,. the additional rent probably won't support the cost to build:(More profitable to take the build funds and buy another property.DM us if you'd like to discuss more...

I rented out the additional bedrooms to friends and family, charging them well below market, and sold when it was time for my wife and I to start our own adventures.

The loan will be on the additional collateral you created.

I rented out the additional bedrooms to friends and family, charging them well below market, and sold when it was time for my wife and I to start our own adventures.

Let me know if I can provide any additional tips or resources to help.Best regards,Sadler Surratt 

You can have multiple conventional mortgages and have a great credit score as long as you don't pay late or get too close to the maximum debt to income ratio.