If the numbers aren't there yet, I'd suggest focus on growing your income, look into house hacking as previously suggested, or consider partnering with other investors who can qualify for the loans.

@Dominic Holt , I am happy to review your scenario and suggest changes that could improve your property.

I appreciate the suggestion to check out Tim Delaney’s posts - I'll definitely do that.FYI - I’m also a regular listener and fan of your BiggerPockets Money podcast, so it’s great to connect with the community here.

Hi Leslie, just wondering if you went through with the course?

Lowering the credit score threshold slightly could widen your pool while still screening responsibly.Also, ensure your pre-screener is clear and easy to access—unanswered inquiries suggest it may need adjustment.

If anyone can suggest some help I would greatly appreciate it.

Can I beat inflation.Paying off a mortgage does none of those things.I'd suggest if you are able to pay off a mortgage, you instead use it to buy another "cash flowing" property. 

@Jesse Strengunfortunately I’m not familiar with property managers in that location what I would suggest is I would look up NARPM and start with them..Below are some questions I would think would be a good starting point for you to see who really treats their company like a business or a hobby.My business partner is a regional VP for NARPM and I am happy to help if you need anything please reach outQuestions to Ask prospective management companies* What are your average days on market for vacant homes?

Any suggestions on that?

So as for Russell who noted his success in the WA DC market ( expensive) I wonder if @Steve K. gets the same for his market in Boulder Co. ( expensive).