The structure of our funds led to our ability to withstand the extreme volatility and effects of the pandemic in March.

Downsides are you're still paying CEOs, management etc. salaries along with being subject to more stock volatility (ie. when markets crash, REITs typically get dragged down as well but when you own real estate the rents are still going to be the same).

.) - the variety allows for greater diversity, less volatility, better rebalancing options through less correlated assets, and less risk of having to sell shares in a down market to fund expensesCurrently focused on tax-efficient investing through capital gain/loss harvesting, retirement contributions, roth conversions, etc.Overall, I filled a lot of time on starting a passion project (blog + podcast) and investing activities this past year and it went by super fastI had fun investing and had incredible returns but am now looking at diversifying the gains in a tax efficient manner by moving large gains from my active portfolio over to passive funds and some innovative growth etfs for a longer-term tilt towards the companies that could be the market leaders 10 years from nowThis post is partly to help me reflect on the year and exactly how I got here and I hope my story can encourage others as well as give them practical ideas that have helped me reach FIRE.

.) - the variety allows for greater diversity, less volatility, better rebalancing options through less correlated assets, and less risk of having to sell shares in a down market to fund expensesCurrently focused on tax-efficient investing through capital gain/loss harvesting, retirement contributions, roth conversions, etc.Overall, I filled a lot of time on starting a passion project (blog + podcast) and investing activities this past year and it went by super fastI had fun investing and had incredible returns but am now looking at diversifying the gains in a tax efficient manner by moving large gains from my active portfolio over to passive funds and some innovative growth etfs for a longer-term tilt towards the companies that could be the market leaders 10 years from nowThis post is partly to help me reflect on the year and exactly how I got here and I hope my story can encourage others as well as give them practical ideas that have helped me reach FIRE.To a Better 2021!

Are you sick of the volatility of the stock market?

Vacation and resort property does tend to be the most volatile. 

Don't put it in anything volatile.

My current goal is to continue investing regardless of volatility, buying low during a dip and holding.When it comes to real estate specifically, I watch videos and read articles about how people become much more well-to-do more quickly through real estate than other forms of investing if done correctly.

However I’m a buy and hold woman so some degree of volatility is irrelevant to me.I agree with exploring @Max T. suggestions.

(I know their is probably not a right or wrong answer and it depends on the situation, but any help/opinions are much appreciated)Here is the pros/cons list of each that I have compiled: (feel free to check my work haha)SD House Hack Pros:- FHA low money down (not that big of a loss even if the value goes down)- can manage myself- can later refinance out of PMI once equity is built SD House Hack Cons:- rents will most likely not cover the PITI, when moving out- not living for free, still paying monthly (but at least mortgage and not rent)- California landlord laws (covid)- makes getting financing for out of state rentals harder if doneOut of State Rentals Pros:- immediate cash flow, can potentially get enough units to support mortgage in CA- market less volatile - better lawsOut of State Rentals Cons:- a lot more work, need to start a whole new businessSome bonus questions to get your brain firing:1.