What you are doing is working quite well, but of course, just like everyone here, we want better, we want more

Asking in the correct forum will get a better response.Read the RULES!

thank you for this, because locals always have the better pulse for the city than anyone else can or will. 

So, maybe do 30-50% down, for better cashflow and make sure you have reserves for mortgage payments in case there's a rental market dip in the future.DM us if you have any more questions:)

Perhaps try a better quality paint to start with and lessen this issue.

I'm also working on upgrades for THE MTR Connect - better scheduling, automations, guest speakers, social media - all to help promote the collaborative and supportive space my colleague @Jamie Banks and I have created.

Without knowing any of your financial position of your work or side hustles it is hard to give you exact advice because you may be able to carry these homes until they are paid off and in that case they would provide solid returns, but there are likely better real estate investments out there.  

Next time please screen better or use a PM. 

Going to depend much more on more details / your personal situation - all things equal you will probably get better rate/terms on conventional if you qualify for both

Much better chance of posting in classifieds here - if Facebook the group that taught you that it's smart to get this type of funding may have people as well.