Basically, I’m shopping around.

ITs certainly in the ballpark but I think you can do better most likely - especially with your experience of owning five rentals - certainly some options here on BP to shop around - but the rates and points seem a tad high - you could probably secure something with both a lower rate and origination (and potentially no appraisal cost as some Hard Money Lenders don't require them)

If you are shopping lenders that would be a question to ask.

Every lender will have different pricing adjusters depending on the category, such as a lower or higher FICO score/LTV, so it's always a good idea to shop around. 

I ran the spreadsheet that @Scott Trench has on the article "Millions of Americans Should Keep Their Homes as Rentals, Not Sell.

If you are able to build an in-house maintenance team, having a useful shop and stockroom can save you/your clients a great deal in "road time" and other expenses.

You didn't mention home insurance and that will need to be set up before closing.Don't buy anything yet (don't rack up you credit card balances), but window shop at the hardware store. 

Scott Trench's new article   Millions of Americans Should Keep Their Homes as Rentals, Not Sell.

Like many of my fellow Canadians and many Americans, when I think beach holiday, I think Mexico.

I'm not sure I fully understand what FDIC insurance covers, but want to make sure our money is protected from any fraud or cyber incidents while we shop for another house.