The Fed recently adjusted its short term projection to one quarter point rate drop for 2024, though it had earlier predicted as many as three drops.

And they are adaptive and able to solve unforeseen problems: if a part is to big and does not fit, they will grab a tool and adjust it.Which means factory jobs are being next.

It has been 6 months or so, and I want to get them on a lease, and adjust the rent for market conditions.They currently pay $1,500/month, market for this small house is $2,200 or more

You can either assume higher reserves for years 1-3 (or until the HVAC goes), adjust the purchase price or receive seller credit.

The new contracts are not release yet but here is how it is going to work:* Buyer's are required to sign a agreement with their agent that sets a commission amount* Seller's will sign a listing agreement only for the listing agent's commission* Offers to purchase will include a buyer's agent commission amount* Offers will be presented as net to the seller* Buyer's may have to cover the difference between their contract commission amount with their agent and what the seller is willing to pay.One important thing to note is when we run comps on the MLS both commissions were always included, so that needs to be adjusted if a seller is not willing to pay a commission. 

As such, we opted for the deed in lieu strategy in order to minimize cost and uncertainty while speeding up the timeline.We began working with the borrower to negotiate terms of the deed in lieu.

I speak from experience as a landlord trying to adjust the section 8 provided rental rates EVEN AFTER HUD issued new guidance on my zipcodes. 

Slow down to speed up- 

But using a HELOC is a risk because a) the liability is against your primary residence and b) current interest rates on HELOCs, which typically adjust after the initial term, are anywhere from 8-12%.

The NC return is correct as is in my opinion.Remember that states often piggyback off Federal amounts, often AGI or taxable income (then make upward or downward adjustments for things like 179 or depletion).Since the passive loss did not enter the taxable income calculation at the Federal level, it won't flow to the state return when NC piggybacks.