I have an STR in Niagara Falls and it does pretty well based on the purchase price. 

So bye-bye all the Brrr's and Multi's and what not, we need SIMPLE, right, a good simple SOLID base-hit, right. 

Yes I am complaining but I am in the boat of I do not see it worse than before, it has changed an AI has it being so obvious and I saw an AI post the other day from someone who has an excellent reputation and had a good amount of responses and left it, but I know it was AI based on the structure. 

I have a 100 unit portfolio based in Louisville and Lexington KY mixed between SFH, and 4-8 unit apts.Biggest help for me was their ability to insure closer to the purchase price instead of replacement cost. the team is great and I’ve been happy with the claims process. 

He claims to be Christian Based, but only rips poor customers like myself.

Hi Ben, I'm also based in Snohomish county.

Happy to connect as well as I'm based in Chicago.

Let’s say my ARV = $900kDo you recommend doing my loans based on actual cost (700k)?

It would be based on the scope of work of the renovation that you're doing comparing for values in its as is condition and values after rehab 

@Zach Howard there is no agreed upon Classification in the 1-4 unit market.We've done our best to logically create a system for our market, mostly based upon relative sale prices, but also using crime rates, rents, occupant income and a few other variables.