It's also common to encounter retail branch employees who are  not familiar with  the entities and various ownership structures real estate investors utilize since they are normally opening personal bank accounts.

There are also holding costs to consider including insurance, utilities, and potentially financing costs if you didn’t buy the property outright. 

If the landlord is paying any utilities that are based on usage such as water, then I might discuss a rent bump to compensate for the anticipated increase in usage and address that with the lease update adding the person as an occupant. 

It all comes down to utilities, and insurance. 

I'm looking to buy a house in Raleigh, North Carolina, and I wanted to figure out all the monthly expenses, including utilities, that I'll have to pay for when owning a home.Below is a list of monthly expenses I've identified so far.

Many investors use a general rule of thumb for midterm rentals that they should earn about 50% more in rents than an equivalent long-term rental (whereas short-term rentals should earn double or 100% more than if the property was utilized as a long-term rental).However, for DSCR lenders, change can be slow and challenging, and many lenders prefer and require more precise qualification measures than rules of thumb.

With this in mind, I have seen other property owners use different strategies to bill their tenants for utilities.

A client of mine actually recently utilized a securities-backed line of credit (SBLOC) for a real estate deal.

For those using a LLC to acquire fix-and-flips, wholesale, or deals you don't anticipate holding long term:Are you utilizing your home address or a virtual business address?

High Credit card utilization is better than a abundance of missed payments or recent bankruptcies.