We learned that even in fast-moving markets, maintaining a balance between speed and strategic pricing is crucial to maximizing returns.

Property 1: 4/3 LTRCurrent Value: $475kPurchase Price: $363kDown payment: $40k (30 year conventional)Interest Rate: 2.75%Remaining Balance: $294kMortgage payment: $2369AVG revenue: $2775Property 2: Duplex - 3/2 House Airbnb & Detached studio apt 12mo leaseCurrent Value: hopefully within $575k-$600kPurchase Price: $591k (appraised at $599k)Down payment: $30k (30 year FHA)Interest Rate: 6.125%Remaining Balance: $552kMortgage payment: $5041 (including $362 PIM)AVG monthly utilities: $385 (full year avg)AVG monthly revenue: $5261 (full year avg airbnb + $1650/month from apt)

I’ll admit, as I was reading many of the comment left, I began to feel more one-sided than the other and it wasn’t looking good either...But then @Jay Hinrichs chimed in, and well, having had a few back and forths in the past with him (question-based) and knowing his rep, I can say I feel a bit more balanced reading what these guys are offering.

So your vision of things, is via a lens you pre-selected to see things in, an "evil" intention vs one where they are trying to avoid the size a universal increase would require, the burden upon everyone, and seeking how to achieve same ends but in a more fair and balanced approach. 

Also, the larger down payment can be the case depending on the remaining mortgage balance vs. the sales price. 

In my market, electric, gas and internet will follow the tenant, meaning when they move out, if there is an outstanding balance, those utilities can't be turned on for them at their new place until their balance is paid. 

Judging by my own buyer base, I have roughly two dozen investors seeking Oregon STR, multi family and small balance apartment complexes and commercial investment properties.

Some additional context:- I'm interested in neighborhoods that offer a good balance of affordability and potential for appreciation.- I'm particularly keen on areas where there's a high demand for single-family homes.- Any insights on recent market trends or upcoming developments in Pittsburgh would be greatly appreciated.Thanks in advance for your help!

However, the expense should be balanced against the possible resale value.

Tax sales are a balancing act among (1) the need of government to collect property taxes and, if owners will not pay then, then to provide incentives for investors to purchase the tax rights and (2) investors, who need an attractive return for the risk they are taking, and (3) citizen taxpayers, who should not lose their property and all equity because of small debts and perhaps temporary or at least relatively short term financial difficulties.